Breaking Down and Classification of Property Insurance Breaking Down and Classification of Property Insur | Page 8

Classification of Homeowners Property Insurance: M o s t h o m e o w n e r s b u y a n H O 3 p o l i c y, a h y b r i d p o l i c y w h i c h covers personal property for physical loss or harm caused b y 1 6 h a z a r FABRIKAM d s , f o RESIDENCES r e x a m p l e , f i r e , v a n d a l i s m , a n d b u r g l a r y, with specific conditions and prohibitions.