Benham Publishing Businesss Magazines December 2013 | Page 43

SponsoredFeature East Herts broker committed to supporting SMEs to secure the best for their business Multi award-winning Ashbourne Insurance of East Hertfordshire has appointed Matthew Hunt to the position of Commercial Sales Director. Matthew, who has worked at Ashbourne since 1994, is responsible for the independent broker’s two commercial teams which have been consolidated into one, based out of the Hoddesdon branch. Ashbourne Insurance was founded 32 years ago, currently employing 26 people and has over 3,500 business and private clients. value of having an individual to help with arranging policies and, more importantly, dealing with claims.” Though operating in an increasingly challenging environment, particularly with competition from the internet, Ashbourne has always stuck to its founding principles of providing outstanding personal customer service to the local community. He continued, "Ashbourne are committed to helping Hertfordshire based businesses get the best insurance cover by offering risk assessments, personal visits and regular reviews. We have two in-house claim handlers one at each office and a 24-hour, 7-day a week emergency contact procedure." Matthew Hunt said, "We have had to really adapt to compete with the increasing number of insurance providers but we have found that businesses appreciate more than ever the Ashbourne’s business clients benefit from on-site risk assessments and policies tailored to their specific requirements. “When getting a quote over the internet it’s easy to overlook points or not realise the relevance of the small print,” explained Matthew. “Sometimes these discrepancies only come to light when you try and make a claim and you find the policy is invalid. At Ashbourne we go through each point thoroughly and check if businesses need any additional cover. What surprises many people is that we can often beat supposed ‘cheap’ online quotes.” Within the industry this approach has also paid off with Ashbourne able to negotiate advantageous rates for clients from insurance providers keen to cover companies which they know to be well-informed and thoroughly risk-assessed. Ashbourne's top tips when renewing your business insurance policy: • Review your schedule of cover to ensure that it remains representative of your ever changing requirements • Choose a broker or two at the most and work with them to ensure they become your advocate • If you are going to engage multiple companies ensure that they don’t all target the same insurer, many insurance companies will not quote for a risk that is submitted by multiple brokers, one or two brokers should be in a position to cover the market and ensure that insurance companies compete amongst themselves for your business • A cheap quote will mean a cheap service or poor coverage. Of course you want quotes to be competitive, but remember the true value of an insurance policy can only be seen when you come to use it by making a claim. • Start the process early, at least 6-weeks before renewal, your broker should welcome the opportunity and this will help secure better terms & premiums. Matthew Hunt (centre) with 2012/2013 business awards, is supported by a team of professional Commercial Insurance Specialists including (from left to right) Marianne Sapsford, Pina Johnson, Dawn Spencer & Joe Ferraro For please contact the commercial team at Ashbourne Insurance on 01992 471001 to book a no obligation Business Review. INSPIRE 43