SPECIAL ADVERTISING SECTION Wealth & Legacy / Wealth Management
MASSEY AND ASSOCIATES , INC .
Retirement Wealth Advisors
Left to right , top row : ABIGAIL S . MCDONNELL , Investment Adviser Representative ; SETH DESAUTEL , Investment Adviser Representative ; STEPHEN J . MANSI , CFP ® ,
CERTIFIED FINANCIAL PLANNER™ , Investment Adviser Representative ;
JEFFREY H . MASSEY , CFP ® , CERTIFIED FINANCIAL PLANNER™ , Investment Adviser
Representative .
JEFFREY H . MASSEY , CFP ®
CERTIFIED FINANCIAL PLANNER ™ , Investment Adviser Representative
ABIGAIL S . MCDONNELL , Investment Adviser Representative
STEPHEN J . MANSI , CFP ®
CERTIFIED FINANCIAL PLANNER ™ , Investment Adviser Representative
SETH DESAUTEL
Investment Adviser Representative
250F Centerville Rd ., Warwick , RI 02886 401-333-8000 info @ MasseyAndAssociates . com MasseyOnMoney . com
“ I can ’ t afford to retire ” he said .
A few years ago , a married couple came into the office . He was worried that he would not be able to retire . At seventy years of age , they both wanted to be able to enjoy themselves in retirement .
This couple is not very different from most people we work with . The number one question our team is asked is “ Do I have enough money ”? That very question is asked whether people have $ 200,000 or over $ 2 million !
We use the Wealth Management Formula , WM = IC + AP + RP , which is the foundation of our planning process . Investment Consulting ( IC ) is the first component ; reducing risk , oftentimes , is the number one goal of the people we work with . That aligns with our investment philosophy strategies .
Advanced Planning ( AP ) has its own formula : AP = WE + WT + WP + CG .
Wealth Enhancement ( WE ) focuses on cash flow in retirement , which includes a lifetime income plan , Social Security strategies and income tax mitigation .
Wealth Transfer ( WT ) refers to the strategic and efficient transfer of your assets with the least amount of taxation . To accomplish this , we often use what we call an “ IRA Leveraged Legacy Plan™ .”
Wealth Protection ( WP ) can include legal , accounting and insurance strategies .
Charitable Giving ( CG ) can focus on your favorite nonprofit organization , alma mater , church or even hospital .
Relationship Management ( RM ) pertains to coordinating with attorneys , accountants and risk managers .
How could this formula benefit you ? Call for a complimentary retirement strategy session . 401-333-8000 .
Helping Clients Pursue Their Happiest Retirement Lifestyle
Investment advisory products and services made available through AE Wealth Management , LLC ( AEWM ), a Registered Investment Advisor . Investing involves risk including the potential loss of principal . Any references to [ protection benefits , safety , security , lifetime income , etc .] generally refer to fixed insurance products , never securities or investment products . Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company . Our firm is not affiliated with or endorsed by the U . S . Government or any governmental agency . Neither the firm nor its agents or representatives may give tax or legal advice . Individuals should consult with a qualified professional for guidance before making any purchasing decisions . 1880472 - 06 / 23
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