SPECIAL ADVERTISING SECTION Wealth & Legacy / Wealth Management
LIFETIME ADVISORS GROUP
1130 Ten Rod Rd. Suite F102 North Kingstown, RI 02852 401-821-0080 lifetimeadvisorsgroup. com
GAYLE M. JENDZEJEC, CHFC, LUTCF, CLU, CASL, CTS, CFS, RFC, IRMAACP, President
Investment advisory services offered through Investment Prosperity advisory Capital services Advisors offered. through Prosperity Capital Advisors.
Many women spend years saving for retirement, but little time planning for the taxes they’ ll face there. At Lifetime Advisors Group, we believe retirement planning should go beyond investments— covering taxsmart income strategies, Roth conversions, Medicare IRMAA management, estate planning, and life’ s transitions to help preserve what you’ ve built. Women face unique realities— longer life expectancies, caregiving duties, and managing finances independently later in life— making proactive planning
beneficial. Taxation is one of retirement’ s most overlooked risks. RMDs, Social Security taxation, Medicare surcharges, and inherited IRA rules can erode both income and legacy. Many women are also surprised that losing a spouse can raise taxes and health care costs. We help women make informed decisions, reduce unnecessary taxes and build confidence through coordinated financial, tax and legacy planning. Because retirement isn’ t just about what you’ ve accumulated— it’ s about what you keep.
BRADLEY FOSTER & SARGENT
90 Beach St. Westerly, RI 02891 800-720-8050 bfsinvest. com
From left to right: MICHELE MATZINGER, Portfolio Manager
DAVID DIXON, Executive Vice President, Senior Portfolio Manager & Director of Marketing
JEFFREY LIGUORI, Senior Portfolio Manager & Executive Vice President
BRECK MASTERSON, Securities Trader GALAN DAUKAS, President & CEO KEITH LA ROSE, Executive Vice President & Portfolio Manager AARON SIMMONS, Senior Portfolio Manager
TOM SARGENT, Executive Vice President, Chief Investment Officer & Portfolio Manager
JOE CIARLEGLIO, Portfolio Manager & Research Analyst ALISON COSGROVE, Senior Wealth Planner CHRIS SARGENT, Portfolio Manager & Research Analyst
Bradley, Foster & Sargent is an independent, employee-owned investment advisor serving individuals and institutions for over thirty years.
With offices in Rhode Island and across the region, we combine local presence with the depth of a $ 9 billion firm. We build customized portfolios through disciplined research and long-term investing, with direct
access to the portfolio managers responsible for your capital. Our team invests client assets with the same care and approach we use for our own.
The result is a combination of sophisticated investment management and close, personal relationships.
We live and work here and are committed to helping our clients build long-term financial success.
We provide discretionary portfolio management and financial advisory services to individuals and institutions. Our approach emphasizes disciplined investment oversight and alignment with client objectives. Bradley, Foster & Sargent, Inc. is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. More information is available in our Form ADV Part 2A( www. adviserinfo. sec. gov). All investing involves risk, including loss of principal.
140 RHODE ISLAND MONTHLY I AUGUST 2026