Banker S.A. September 2012 | Page 34

Is technology, data Is technology, andIsthe dataproduces,it the data it Is technology, and theand theitdata itthe answer to inclusion? Is technology, technology, and Is technology, and it it and the data data the produces, the answer to inclusion? produces, the answer to inclusion? produces, the answer to inclusion? inclusion? produces, the answer to inclusion? produces, the answer to 2.5bn 500 mn - 1 bn people worldwide will access fin services by mobile by 2015 Global mobile data adults around the world are predicted to be unbanked 1 in 3 adults Africa 500 50 world be unbanked adults unbanked 2.5bn adults around the world are predicted South Africaunbanked increased 2.5bn adults aroundadults around the worldtoarebeunbankedaround unbanked18 foldGlobalmobile mobile Global mobile 2.5bn the world are predicted toarepredicted totobe the world are predicted to bemobile mobile 2.5bn adults around the2.5bnpredicted be Global Global Global serv se 1 1 in 3 in 3 1 1 in 3 in 3 1 in 3 2011 2016 adults adults 9.1m adults adults 27% of adults do not have, any financial products and services are financially excluded 8mSouth Africa Africa South South Africa Africa South adults smartphones in 2011 78% compound annual growth rate (CAGR) 2011 2011 Now estimated at (March 2012) of adults do are financiallyare financiallyof adults do of adults do are financiallyare financiallyof adults do of adults do phone are financially mobile not have, anynot smartphones have, (March smartphones any not have, excluded excluded excluded excluded not have, anynot have, any 2012) smartphones any excluded connections smartphones financial financial financial financial financial in 2011 in in 2011 products and products 2011 in 2011 products and products and products and 27%andthat of 2010) that of 2010) (double that of 2010) (double (double that of 2010) (double services services services services services 37% or under banked are unbanked underbanked 10% unbanked 2 in 3 adults 1 in 3 adults of t (78% compound (78% compound rateCAGR (grewrate 203 The Middle East pop (78% compound (78% compound% annual growth rateannual growth by compound annual growth a annual growth annual growth rate (78% %) MiddleThe an r at 104 The EastM The M (CAGR) (CAGR) (CAGR) (CAGR) (CAGR) Afr 19.17 % Data Insights Jan 2012 Strongest mobile da Strongest mobile dat Strong Stron 6.33 % 27% 8m8m 8m 8m8m smartphones have no form of insurance The18 Middle 2011 18 fold 2016 Combined, Combin 20112016 East20162011 18 foldAfrica les 2016 fold and Africa Combined, Africah 201 Comb Strongest mobile data traffic growth of any region 27% 9.1m 9.1m 27% 27% 66.7m 9.1m 9.1m 27% 9.1m 57% South AfricaAfrica increased Africa Africa Africa increased increased increased increased 18 fold 18 fold (double that of 2010) 10m Combined, Africa has 230 million financially excluded h 700m growth of anygrowth growth of anygrow region regio active mobile at 104 % CAGR. 10p at 104 % CAGR. at 104 at connections Jan 2011 smartphones 84m % grew by internet-enab grew by203 % 203 grew grew in 2011 Percentage of mobile only internet users (double that of 2010) 70 % Egypt Data Insights Data Insights Data Insights Data Insights Data Insights 6.3 6.33 % 6.33 % 6. 57 % South Africa jan 2011 jan 2011 jan jan 55 % Ghana mobile phone mobile phone mobile phone mobile phone mobile Kenya 54 % phone subscriptions subscriptions subscriptions subscriptions subscriptions Percentage ofPercentage of Percentage Percentage of m of mobile mobile 50 % Nigeria 59 B