CONTENTS
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32
07 MD’s Message
Banking Association South Africa MD
Cas Coovadia on the implementation of the
National Development Plan
08 Profile
‘Can we be a winning nation?’
Pravin Gordhan and his plan for 2013
14 Summit
The BRICS bank – do we need
another development bank?
BRICS member countries are pushing ahead for
the establishment of their own development bank
20 Current Affairs
Business and government
31 Banking IT
Retail banking IT spend rockets
Focusing – and spending – on customer
satisfaction and revenue growth
32 Legal Viewpoint
Project bonds: the future
infrastructure finance in
South Africa?
The time is ripe for the injection of fresh life
into South African infrastructure investment
35 Training
Transformation has training
at its core
Dr Blade Nzimande on BANKSETA’s
responsibilities
Too many pointing fingers, writes Prof Steve Friedman
26 Customer Story
Application declined
Why are unsecured loans easier to get than
home loans?
38 Industry Survey
The Deloitte 2013 Banking
Industry Outlook
Financial services has become
a technology business
Edition 5
BANKER SA
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