Banker S.A. January 2015 - Edition 12 . | Page 35

WORLDVIEW FURTHER AFIELD According to Brendan Stewart, Regional Head at Investec, the vast sums that are transferred abroad from South African accounts every year are positive proof that South Africans are in need of banking solutions that make such transactions simple and safe. “We have become truly global citizens; we travel, we educate our children overseas, we buy property in other countries, we invest globally. People are no longer ‘single country’ anymore, and nor are their finances,” he comments. For many, the answer to this challenge lies in opening an offshore transactional account. However, this comes with its own set of obstacles; in fact, Stewart observes that this is far from an easy process. With every country in the world adhering to its own banking legislation in order to limit criminal activity like money laundering, barriers to entry in this extremely regulated environment are high. This means that would-be users face a lengthy application period, made more complicated by the fact that, as non-residents, they would be considered a significant risk for money laundering by the country in questi