Atlanta Jewish Times July 31, 2015 | Page 2

CALENDAR The value of your Business or Practice will plummet in the event of your premature death. However, while you are alive, it is often possible to arrange for a company to pay your heirs the full value that you place on your Business or Practice today. Here’s how it works if you qualify: 1. Each year, you deposit a small percentage of the value of your business/practice into an escrow account. Year by year, a growing percentage of the escrow account will be available to you as collateral should you need a loan for your business or practice. This escrow account is used as part of the full value when the owner dies. 2. Should you be disabled for 6 months or more prior to age 60, requirement for your deposit will be waived during your disability. However, the account will grow as though you had made your deposit. 3. After several years, should you not die prior to wanting to sell or close your business or practice, you will have three choices: a) You can receive the bulk of the deposits you made or, b) Leave the escrow account for your heirs to receive all of your deposits plus interest at your death.... tax free.... or, c) Continue the program as though you were still working 4. In the event of your death while this agreement is in being, the company will pay to your heirs the full value you establish today of your business or practice. 5. In addition to paying said value, the company will allow your heirs to keep and own or sell your business or practice for what they can get, if anything. JULY 31 ▪ 2015 This program will be 100% insured in your behalf. AJT 2 Call, text or e-mail 404-725-4841 Mayer Smith CLU ChFC LUTCF smithmayerruthg@bell ͽ