Art Chowder November | December 2023 Issue 48 | Page 3

To learn more about BECU Early Saver and Checking accounts , launch your camera app and scan the QR code below . You may also visit any BECU location .
This QR code should lead you to website here . If the code leads you to another site , avoid entering your information and report the incident to us at BECU .

KIDS DREAM BIG ONE DEPOSIT AT A TIME

Parents , give your kids an early sense of financial responsibility and the gift of financial literacy . Open a BECU Early Saver and Checking account today . 1
It ’ s never too early to start saving and championing financial literacy for your kids . That ’ s why we ’ re inviting you to apply for a BECU Early Saver and a Checking account . All Checking accounts come with a debit card , a financial badge of honor and an easy way for your kids to start building financial skills on-the-go .
EARLY SAVER ACCOUNTS
Early Saver account holders earn a premium interest rate on the first $ 500 in deposits . 2
Additional benefits include :
• Great interest rates : 6.17 % APY on the first $ 500 and 0.50 % APY on balances over $ 500.2
• No monthly service fees .
• No minimum balance to open .
• Joint ownership for parents or guardians ( joint owner must be approved for BECU membership ).
• Get an ATM card in the minor ’ s name .
1 Early Saver accounts must have a parent or legal guardian as the joint account holder . If under the age of 13 , you must enroll in person or by mail . 2 Rates stated as Annual Percentage Yield ( APY ), effective August 1 , 2022 , and may change after account opening . Earn 6.17 % APY on the first $ 500 in your Early Saver savings and 0.50 % APY on Early Saver savings balances over $ 500 . Fees may reduce earnings . 3 You may be required to deposit $ 10 to the checking account if opening online . 4 Members must be at least 13 years old to access Online Banking and eStatements .
Federally insured by NCUA . 800-233-2328 becu . org
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