Adviser Summer 2016 Vol 1 | Page 8

This Is
COOL

Insurance Made Simple

Telemedicine: ...

(Continued from page 6)

Liability—Are You Covered?
Since it’s so new, telemedicine might be currently excluded from most insurance
policies. For example, many medical malpractice policies only cover face-to-face
encounters within the state that a doctor is licensed and practices.
Because of this, it’s essential for health care providers to make sure that their
liability insurance covers the telemedicine services that they offer. You can work
with Cool Insuring Agency, Inc. to make sure your policy offers the specific
coverages you need in order to reduce your exposures and mitigate your risks.
Moving Forward
Health care providers need to stay current on new technologies in order to best
serve their patients, and telemedicine is one technology that will continue to grow
in scope and ability. Navigating your exposures with evolving technologies like
telemedicine requires diligence and expertise. Be sure to contact your trusted
advisors at Cool Insuring Agency, Inc. to help you identify your exposures.
Provided by Cool Insuring Agency, Inc. This Is Cool is not intended to be exhaustive nor
should any discussion or opinions be construed as legal advice. Readers should contact
legal counsel or an insurance professional for appropriate advice. © 2015 Zywave, Inc. All
rights reserved.

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Adviser a publication of LeadingAge New York | Summer 2016