Adult Enrichment Spring Supplement Spring 2018 | Page 9

BUSINESS & FINANCE
Improve your Credit Score
Build a strong credit history and improve
your credit score to confidently make
financial decisions. Learn credit score basics
including how different factors affect your
credit score, what makes up your credit
score and who the credit reporting agencies
are. Plus learn tips and tricks to improve
your credit score. Sponsored by City &
County Credit Union
Date: Thu, Apr 5
Time: 6:30–7:30 pm
Cost: FREE, please preregister
Class #: AEB7
Location: Skyview, 202
Having the Talk
Have your decisions written down to
provide guidance to those you love. Discuss
the pros and cons of reverse mortgages,
wills and living wills, and POLST (Physician
Orders for Life-Sustaining Treatment) forms.
Bob Reynnells and Paula Anderson
Date: Wed, Apr 18
Time: 1:00–2:00 pm
Cost: FREE, please preregister
Class #: SRB1B
Location: Gladstone, 105
Why You Can't Trust Your Trust
Most people believe that a revocable trust shields assets from creditors and the nursing
home, but this is not the case in Minnesota. If you can change the trust, the nursing home
and creditors can access the money in the trust. Learn the pros and cons of a revocable
trust as well as other options to help you secure your assets. Bring your questions.
Steve Ledin and Randy Rheault
Date: Tue, Apr 10
Date: Thu, Apr 5
r
Time: 10:00–11:30 am
Time: 6:30–8:00 pm
Cost: $15
Cost: $15
Class #: AEB9B
Class #: AEB9A
Location: Gladstone, 105
Location: Gladstone, 105
Understanding How to Gift Your Money Away
If one of your financial goals is to gift money to family or an organization, there is a proper
way to set this up. Learn the pros and cons to gifting money, including the who, what,
where, when, why and why not. Also discuss how to leverage your gift, tax deductibility,
and how to control the gift after death. Steve Ledin and Randy Rheault
Date: Thu, Apr 12
Time: 6:30–8:00 pm
Cost: $15
Class #: AEB10A
Location: Gladstone, 105
r
Date: Tue, Apr 17
Time: 10:00–11:30 am
Cost: $15
Class #: AEB10B
Location: Gladstone, 105
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