Por /By Diane M Nickerson, MS Ed.
School Founder and Director,
Castle Island Bilingual Montessori
53 Bradford St,
Albany, NY 12206
(518) 533-9838
[email protected]
Mrs. Romer, my third-grade teacher, gave a brief description of the parts of speech: noun, verb, adjective; then asked us to list as many examples as we could for each category which she wrote in brightly colored markers, a different color for each part of speech, on large chart paper. I do remember the colors which pleased my eye.
What makes me remember this entire lesson, however, was when she had the class stand up from our seats to perform the actions of the words we had listed on the “Verbs” poster: jump, skip, walk, stand, dance… Together we
moved. The children of the class jumped. We skipped. We walked in a circle around the classroom. We stopped and stood. We danced!
The whole article HERE
Por / By Maria Alejandra Rojas, Community Liaison
Ulster Savings Bank
(845) 338-6322 ext. 3311
When making financial plans, we often forget to prepare for the unexpected. That’s why, when creating a budget, it’s essential to include an emergency fund that can protect us from unforeseen events such as medical emergencies, car repairs, or even job loss.
Financial experts recommend having an easily accessible emergency fund equivalent to three to six months of essential expenses. However, this amount can seem difficult to reach at first. If you don’t have an emergency fund yet, a good starting point is saving between $500 and $1,000, which will provide a safety net during difficult times. From there, you can continue building your fund until you reach an amount that offers greater financial stability.
Prioritizing this fund will help you stay in control of your finances and avoid falling into debt. Start today—your future self will thank you!
Emergency Fund:
Your Financial Lifesaver in Tough Times