30 Fastest Growing Companies in Asia 2019 30 Fastest Growing Companies in Asia 2019 | Page 45

provide personalized insights
and timely recommendations to
consumers.
The Moneythor solution delivers a
powerful and flexible platform along
this vision to enable customers of
retail banks and B2C fintech firms
to improve their finances both in
the short and long term. Augment
your digital banking services with
personalized recommendations
for consumers, including personal
financial management (PFM),
financial literacy & advisory,
contextual marketing, card-linked
offers (CLO) and more.
Business Banking
At most commercial banks today,
SME and corporate customers
can accomplish a wide range
of their companies’ everyday
banking activities online. However,
those digital services generally
fall short when it comes to truly
assist businesses to improve their
finances.
Moneythor empowers commercial
banks to leverage digital banking
as the ideal medium to deliver
tailored data-driven financial
assistance with transaction insights,
forecasts and recommendations
for relevant products to their
business & SME customers, across
cash management, FX, commercial
cards and trade & supply chain
finance. Moneythor’s business
banking enhances online services to
your Business and SME customers
with actionable insights into their
finances across cash management,
FX, trade & working capital finance,
and commercial cards.
Web, Mobile & API
The Moneythor solution delivers
a flexible framework to enhance
the digital banking experience of
customers across all devices with
out-of-the-box Web integration and
a modern developer-friendly API,
fully documented and consistent
across its front-end and back-end
endpoints. From unified transaction
history across accounts, cards
and/or wallets to powerful search
capabilities, advanced money
management features, self-service
personalization, and digital
engagement tracking, all capabilities
are available through the UX-
agnostic API.
Rich Banking Data
Leveraging rules-based expert
system capabilities, statistical
algorithms and machine learning,
the Moneythor engine is used to
augment, classify and analyses
transaction data in order to
generate better insights for the
financial institutions and their
customers. It covers the processing
of multi-bank (Open Banking
/ PSD2) and multi-currency
instruments, custom events, the
auto-categorization of both income
& expenses, the normalization of
transaction details for improved
analytics, the automated detection
of trends, patterns and more.
SR
Olivier Berthier, Co-founder & CEO
DECEMBER 2019
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