30 Fastest Growing Companies in Asia 2019 30 Fastest Growing Companies in Asia 2019 | Page 44

Moneythor– Making digital financial services
more relevant to get great financial insights
M
oneythor is a financial
technology company, with
offices in Singapore, Paris,
and Tokyo, developing banking
software components designed
to provide better digital banking
for customers and enhanced
marketing & analytics for banks.
The company was founded in 2013
to provide banks and fintech firms
with a modern toolkit to enhance
their digital banking services, with
a prime focus on the generation
of data-driven personalized and
contextual recommendations for
their customers. Moneythor solution
provides out-of-the-box capabilities
to fast-track such initiatives while
enabling you to deliver unique data-
driven personalized content and
deeper engagement.
Since inception, Moneythor has
set a mission for it to make digital
financial services more relevant,
more personal and to wipe out
the myth that you cannot get great
financial insights when you visit
your financial institution online.
The company is headquartered
in Singapore and also present in
Paris and London. Their solution
is currently used by financial
institutions in Australia, France,
Hong Kong, India, Indonesia, Japan,
Malaysia, Singapore, and Vietnam.
Products and solutions
furnished by Moneythor
The Moneythor software solution
is a channel-agnostic data-
processing engine with a rich API
enabling banks and fintech firms
to offer improved functionality
and experience to their customers
through their digital banking
services, such as Web, mobile
and chat bots. The solution is a
pure Java EE application designed
from the ground-up to be bank
infrastructure-friendly and scalable.
It is deployed on-premises in the
financial institutions’ technical
infrastructure or in the cloud.
Personalized solutions
The prime focus of Moneythor
is in the delivery of real-time,
personalized, contextual and
actionable recommendations and
insights to customers. Examples of
these include personal or business
financial management (PFM/BFM)
features, budgets, goals, automated
savings alerts, predictive forecasts,
and financial literacy material,
cross-selling, card-linked offers
(CLO) and more. The solution
is packaged with a library of
preconfigured content, insights,
notifications and nudges ready to
be used and covering a broad set of
use cases. Custom ones can also be
uniquely crafted by the banks in the
solution’s user-friendly back-office
tool.
Retail Banking
Traditional features offered by retail
banks via their digital channels
are often exclusively transactional
and not effective at engaging with
customers or genuinely helping
them with their daily financial
needs. What is required is a more
proactive approach, whereby
transaction & activity data is
constantly analyzed in order to
“Moneythor solution provides out-of-the-box
capabilities to fast-track such initiatives while
enabling you to deliver unique data-driven
personalized content and deeper engagement.”
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DECEMBER 2019