2020 Employee Benefits Book | Page 29

Short Term Disability Individual short term disability insurance can pay you a percentage of your monthly salary if you become injured or ill due to a covered, off-the-job disability or covered pregnancy. You can use the monthly benefit amount any way you choose. Get the Options You Need Benefit period — (12 weeks) If you become disabled, this is the maximum amount of time you can receive benefits for a covered disability. Elimination period — (14 days) This is the number of days that must pass between your first date of a covered disability and the day you can begin to accrue your disability benefits. Benefit amount — Choose a monthly benefit between $300 and $3,000 up to 60% of your gross monthly salary (whichever is less). Enrollment for accident, critical illness and short term disability insurance is available to newly eligible employees during their original enrollment period or for all employees during open enrollment. 27