Personal Finance
Writing Your Own Will
Teresa Beth Molinaro
Having a will is important for married couples,
singles and divorced people. If you are
without a will, the laws of MINNESOTA and
a judge will make all the decisions regarding
your estate. Don’t let this happen. Learn
about estates and wills, and prepare a legal
will in class. Receive instruc ons and a
professionally prepared form, have access to
witnesses and a notary public. Appropriate
for people who have an estate of less than
$2,000,000 each - including life insurance,
and do not own a business. Each spouse/person needs their own will. Note, this
document may not be appropriate for heirs with special needs. TERESA MOLINARO,
graduate of Hamline University School of Law, is an estate planning and probate
a orney at the law firm of Molinaro Davis Law PLLC. She has extensive experience
advising clients regarding their estate plans. Min. 10/Max. 20
#51178B
Tue Feb 7
6:15-8:45 pm
Tilden CC, #108
$49/each
Renter’s Rights in Minnesota
NEW
Larry Alexander
Unfortunately, landlords o en abuse tenants
who are unaware of what the landlord can
and cannot do. In Minnesota, persons ren ng
residences need to know how to enter into
rental agreements and their rights during
and at termina on of the tenancy. LARRY
ALEXANDER, a J.D. William College of Law
graduate (requiring year-long course in
property law); consulted with tenant at walkin clinics in Minneapolis and Apple Valley;
numerous CLE a endances in the subject
(recent: Strategies for Successful Nego a ons
with Landlords; Landlord and Tenant Training On-Demand); Owns and rents out three
houses in Has ngs. Min. 10/Max. 20
#511140A
Tue Jan 24
6:30-8:30 pm
Tilden Com Ctr, #108
$15/each
“What Baby Boomers Need to
Know to Maximize Retirement”
Savvy Social Security Planning
Rolf White
Baby Boomers are asking ... • Will Social Security be
there for me? • How much can I expect to receive? •
When should I apply for Social Security? • How can I
maximize my benefits? • At this informa ve seminar
you will learn important rules and strategies for
collec ng your re rement benefits. Learn the rules
for ... • How your benefit will be affected by the age at
which you apply • How cost-of-living-adjustments, or
COLAs, affect benefits • How spousal benefits work • How survivor benefits work • How
divorced-spouse benefits work • How working affects benefits • How benefits affect
taxes • What to do if you have other income from pensions or IRAs. Min. 3/Max. 18
#51179D
#51179E
#51179F
16
Thu Jan 12
Tue Jan 24
Tue Mar 21
1-2:30 pm
6:30-8 pm
6:30-8 pm
Tilden CC, #109
Tilden CC, #109
Tilden CC, #108
$9/ea; $15/couple
$9/ea; $15/couple
$9/ea; $15/couple