Personal Finance
Leave It, Move It, Roll It, Take It: Know Your
Employer’s Retirement Plan Options
Abra Hovgaard
Suitable for working investors, job changers, workers facing a layoff, and recent re rees.
If you recently switched jobs or re red or are facing unemployment due to a layoff or
downsizing, this seminar can help you determine what to do with the assets in your
employer-sponsored re rement savings plan. We’ll help you evaluate your re rement
goals and poten al investment strategies, and the we’ll discuss the pros and cons of
your op ons. Min. 3/Max. 20
#51183B
Tue Apr 18
6:30-8 pm
Sr. High #C128
What Happens After the Paycheck Stops?
$9/ea; $15/couple
Abra Hovgaard
A Re rement Income Primer. Suitable for people who are already re red (or those who
are thinking about re ring soon) and focusing on re rement income. Have you re red
recently? Are you planning to re re soon? Discuss ideas to help build a reasonable and
sustainable strategy for managing income and expenses during re rement. Explore how
to address key concerns such as infla on, health care expenses and market vola lity as
well as ways to prepare in advance for things that may not go as expected. Examine how
to budget for re rement expenses and your poten al sources of re rement income.
Iden fy risks to your re rement income and ways to address them. Min. 3/Max. 20
#51123B
Mon Feb 13
6:30-8 pm
Tilden CC, #108
The Will & The Trust - Uses for Each
$9/ea; $15/couple
Michael J. Burke
What is Estate Planning? What is Probate? Learn about the different types of
documents and the differences between each, reasons to choose one type of document
or estate plan over another, and the pros/cons of probate. Michael encourages
audience ques ons. MICHAEL BURKE has been prac cing law for over 25 years. His
areas of prac ce include Estate Planning (including Wills, Trusts, Powers of A orney),
Probate, Real Estate, and Guardianships/Conservatorships. Min. 4/Max. 15
#51133C
#51133D
Thu Feb 9
Tue Feb 21
1-2:30 pm
6:30-8 pm
Keeping the Cabin, Business
or Farm in the Family
Tilden CC, #108
Tilden CC, #108
$9/ea; $15/couple
$9/ea; $15/couple
Damien Cannaday & Tom Zubrod
You loved going to the cabin every summer or working in the family business or on the
farm growing up! Now it’s me to decide what to do with it. Learn how to keep your
cabin, business or farm in the family without crea ng a family conflict. Discover ways to
ensure your children receive equal inheritance, the impact of taxes and how to properly
posi on your assets for the next genera on. Min. 3/Max. 20
#51192A
Thu Jan 19
6:30-8 pm
Farm & Ranch NEW
Legacy Planning
Tilden CC, #108
$9/ea; $15/couple
Damien Cannaday & Tom Zubrod
How do you plan to preserve what worked so hard to build? Who should inherit your
assets? Which assets should they inherit? How should they inherit them? When should
they inherit? Because federal estate tax rates can be as high as 35 percent, if you don’t
plan adequately to transi on your opera on, your family could lose more than one third
of the wealth you’ve built. Don’t let your family bear that burden. We’ll walk you thru
some simple planning steps and help you find a solu on that’s right for your personal
situa on – not your brother’s, not your neighbor’s. Min. 2/Max. 20
#51121A
Wed Feb 15
6:30-8 pm
Tilden CC, #108
$9/ea; $15/couple
15