0721_July_Digital Edition | Page 16

SMALL BUSINESS

Stepping Up

How supporting local minority-owned enterprises helps everyone
BY Tracey Schaal

The Capital Region has long been recognized as one of the most racially diverse in the country — Stockton and Sacramento were named No . 1 and No . 3 , respectively , in 2020 by U . S . News & World Report — and that diversity is reflected in the makeup of its small-business owners .

More than 20,000 businesses in San Joaquin County and 43,000 businesses in Sacramento County are owned by minorities , playing a significant role in the
health and vitality of the Capital Region ’ s economy . About $ 68 of every $ 100 spent at a local establishment stays in the community , compared to $ 43 per every $ 100 spent at a national chain .
For many of us , the COVID-19 pandemic has impacted our daily lives , but for some minority small-business owners , the impact has been even more significant . Large corporations were the first to apply and receive Paycheck Protection Program loans from the Small
Business Administration or to secure an Economic Injury Disaster Loan in an expeditious time frame .
Business owners who were able to complete the necessary paperwork were able to access state and local forgivable programs as soon as they came out . But for some small-business owners in the region who speak English as a second language , finding someone to help translate the application and pull together the required information was an obstacle that prevented them from getting financial assistance .
Place yourself in the shoes of some of these thousands of small-business owners , which includes immigrants and people of color who are trying to support their families and achieve the American dream , but are running into systemic inequities . For some , language skills , their ethnicity or lack of connections in the community put them at a disadvantage , and the additional strain of the pandemic has created further hardships in keeping their business doors open .
Some of these entrepreneurs have no financial safety net and worry that their business will become a target for crime solely because of their race : Hate crimes against the Asian American and Pacific Islander communities have skyrocketed during the pandemic , with some of these crimes being committed against AAPIowned businesses , leading to additional expenses and heartbreak .
The pandemic has changed the way we do business , the way we view our relationships and how we conduct our
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16 comstocksmag . com | July 2021