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The Zimbabwean insurance industry is regulated by the Commissioner of Insurance, under the
regulation of the Insurance and Pensions Commission, under Ministry of Finance.
The life and non-life insurance businesses in Zimbabwe are regulated by the provisions of the Insurance
Act 1987.
The motor third-party liability insurance, National Pension Scheme (NPS) and Workers Compensation
Insurance Fund Scheme (WCIF) are mandatory in Zimbabwe.
FDI of up to 49% is permitted in the Zimbabwean insurance industry.
Non-admitted insurers and intermediaries are not allowed in the Zimbabwean insurance industry.
Table Of Content
1 Introduction
1.1 What is this Report About?
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1.2 Definitions
2 Governance, Risk and Compliance
2.1 Legislation Overview and Historical Evolution
2.2 Latest Changes in Regulations
2.3 Legislation and Market Practice by Type of Insurance
2.3.1 Life insurance
2.3.2 Property insurance
2.3.3 Motor insurance
2.3.4 Liability insurance
2.3.5 Marine, aviation and transit insurance
2.3.6 Personal accident and health insurance
2.4 Compulsory Insurance
2.4.1 Motor third-party liability insurance
2.4.2 Workmen's compensation
2.5 Supervision and Control
2.5.1 African Insurance Organization
2.5.2 Insurance and Pensions Commission
2.6 Non-Admitted Insurance Regulations
2.6.1 Overview
2.6.2 Intermediaries
2.6.3 Market practices