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Losses during 2005-2006 to 2009-2010 Human Lives Sl No. Top 10 states Cattle No. Top 10 states Houses No. Top 10 states Crop Area No. Top 10 states  Lakh Ha 1 Himachal 379 Assam 11659 Gujarat 221664 Orissa 12.36 2 Uttarakhand 488 Himachal 13551 Rajasthan 269252 Gujarat 12.85 3 Maharashtra 749 Gujarat 19365 Orissa 475618 Rajasthan 17.36 4 Kerala 763 Bihar 20474 Assam 493228 Bihar 21.37 5 Andhra 770 Karnataka 23020 UttarPradesh 517198 Maharashtra 21.52 6 West Bengal 921 Arunachal 28409 Maharashtra 723325 UttarPradesh 22.87 7 Karnataka 990 Maharashtra 46586 Andhra 857027 Tamil nadu 23.34 8 Gujarat 1199 West Bengal 47526 Bihar 1089676 Andhra 29.21 9 Bihar 1684 Rajasthan 50894 Karnataka 1134080 West Bengal 31.38 Uttar Pradesh 2763 Andhra 2096665 Karnataka 32.46   Others 2340 Others   Total 10 13046 Total on relief and rescue operations as well as in paying compensation for the loss of lives and property. Data on the expenditure incurred for relief and rescue operations is limited to Government sources; sometimes for specific events. Government has two sources to support the households that have lost people. These are the Prime Minister’s and Chief Minister’s Relief Fund. In addition, the Calamity Relief Fund (CRF), now called the State Disaster Response Fund (SDRF) is used to meet the expenses related to relief and rescue operations. Some of the repair costs are also met out this source, which is basically an agreed allocation where the state has to contribute 25 percent and the remaining would be given by the Central; Government Some states such as J&K and NE states have a different break-up. Data on the utilisation of SDRF is not a YOJANA March 2012 481960 West Bengal 42668 Others 786112 Total good measure to capture the nature of problems in the states. When the disaster affected state Governments are not in a position to meet the expenditure with the SDRF allocation, they submit a memorandum outlining the damages incurred and seek central government assistance through the National Calamity Conting e n c y F u n d ( N C C F ) , now called the National Disaster Response Fund (NDRF). The central Government would release the funds based on the recommendations of the Central Team that would visit the affected areas in the states. The release of funds would reflect the extent of dependence on external funds to cope with the event. While this need not reflect the reconstruction requirements fully, in the absence of any scientific assessment of the damages and requirements for reconstruction, the NDRF funds released to various states 921314 Others 8799047 Total 34.43 259.15 reflect the vulnerability of the states. NDRF data over the last six years has been taken to rank the top 10 states that have received support after disasters of different magnitude. NDRF release over the last six years shows that states such a s K a r n a t a k a , Ta m i l N a d u , Gujarat, Maharashtra, Andhra Pradesh, Bihar, Rajasthan, West Bengal, Uttar Pradesh and Assam accounted for 85.7 percent of the funds released. Institutional and legal mechanisms The National Disaster Management Act (2005) was passed in 2005. Apart from stipulating an institutional mechanism to carry out various disaster management functions at the national, state, districts and local levels, it mentions the measures to be taken up by various Government departments/ agencies/Ministries for disaster 41