WV Farm Bureau Magazine May 2012 - Page 7

I am On Your Side® _________________________________________________________________________ Steve Uhlman | Sponsor Relations Sales Manager Nationwide Insurance 614-332-4945 uhlmas@nationwide.com to prevent drains from breaking during heavy rains and water flooding into your home. • Extend and re-direct the downspouts close to your home to move the water away. • If storms are forecast, secure lawn furniture and other objects that could be moved by strong winds. Things to consider doing inside your home to protect against flooding: • Install a sump pump with a battery backup system. • If you have a sump pump, test it now. • Caulk cracks on the interior where you may have seen water in the past. • Store area rugs and carpeting on higher floors to reduce the chances of rugs getting wet and growing mold. • Move furniture and electronics off the basement floor. Safety tips for you and your family: • Put together an emergency kit – flashlight, batteries, NOAA all-hazard radio, first aid supplies, air horn, basic tools, extra car keys, extra eyeglasses. • Identify a safe place to go in a storm. Share that with everyone in the house. Protect your personal property: • Inventory your valuables, including approximate value and date purchased. • Pictures or videos are great. Go to www. KnowYourStuff.org for more information and download free software. • Store mortgage and other important papers in a safe deposit or fire safe box – and do not store the box on your basement floor. • Add your insurance company’s claims number to Contacts on your cellphone. • Read and understand your homeowner and auto insurance policies, especially your deductibles. Talk to an agent to make sure you have the appropriate amount of insurance coverage to protect what matters most to you. Consider buying flood insurance. Most homeowner insurance policies don’t cover flooding. Specialized flood coverage through FEMA’s National Flood Insurance Program is available to most homeowners. Many local insurance agents can help you acquire flood insurance. Make sure to consider buying flood insurance coverage before the heavy flooding season because in most cases the policies take effect 30 days after purchase. You can visit www.floodsmart.gov to learn more. Contact your local Nationwide agent, call 1-877-OnYourSide, or visit nationwide.com/WVFB. Elkins Motorsports PO BOX 261-7 Elkins, WV 26241 (304)636-7732 12TRX6X5C West Virginia Farm Bureau News West Virginia Farm Bureau News 7 7