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WEST KIRBY MORTGAGE BROKERS CELEBRATE 15 YEARS IN BUSINESS
Wirral Life talks to Graham Allsop , George Allsop and Elliott Allsop , Mortgage Brokers and Directors of Mortgage & Insurance Needs as they celebrate 15 years of business .
Tell us about M . A . I . N ? Graham : We are a long established , family-run , award winning mortgage and insurance brokers , based in West Kirby , Wirral . I launched Mortgage & Insurance Needs in 2005 in Hoylake , following a successful career with BUPA and as a Mortgage Manager with the Yorkshire Bank .
My vision was to create a business built on quality service and excellent customer relationships , which has been a strong bed rock , that the business has continued to grow from . Following successful careers of their own , both George and Elliott joined the business and over the last 10 years have propelled M . A . I . N to the next level .
How important is it to see a mortgage broker ? Elliott : It ’ s essential that you receive the right advice , as it could save you thousands . We monitor the market to ensure you get the very best deal available . We have a combined industry experience of over 100 years within the team and use our expertise to save our clients ’ money .
We have an established reputation within the market and use that to gain exclusive rates and offers from lenders . Because of the current situation , it ’ s more important than ever to get the right advice as lenders are changing their eligibility criteria for certain products on a daily basis .
Why are you different to other mortgage brokers ? George : This is a simple one , we always act in the best interests of our clients . We are completely impartial , we are not working for a bank / lender , nor are we connected to an estate agent , we do what ’ s right for you . We have access to over 70 lenders , and 27,000 different mortgage options .
How did you adjust to the impact of Covid-19 ? The property market did stand still for a number of weeks , which allowed us to adjust our process to continue as normal once the market re-opened . Whilst not being able to facilitate face-to-face appointments during lockdown , we kept the day-to-day running of the business operating as normal from home . We assisted with numerous payment holiday enquiries as well as the urgent questions surrounding Covid and the potential need for clients to claim on insurance products .
The office re-opened towards the end of May and we could offer socially distanced face-to-face appointments alongside our Zoom appointments . Since then , the property market has boomed and we have been busier than ever helping new and existing clients move and take advantage of the stamp duty holiday .
We provide our clients with independent and impartial mortgage advice . Whether you ’ re looking to purchase your first home , purchase an investment property such as a buy to let , student let or HMO , we can help . If you are looking to remortgage to secure a better rate , reduce your term , release equity for home improvements or to consolidate debts , we can help . Whatever your mortgage need , get in touch .
For more information visit main . uk . com or to book an appointment with Graham , George or Elliott , call 0151 625 5995 or email admin @ main . uk . com .
We take the time to listen to the needs of clients and then source the perfect mortgage for them . That ’ s why we always offer FREE , faceto-face and now Zoom appointments with no upfront broker fees , to find out as much as we can about your needs and requirements . wirrallife . com 23