Overall , while Atlanta ' s housing market in 2025 is poised for steady growth , prospective buyers and investors should remain mindful of affordability issues and regional market dynamics .
Mortgage rate lock-in , influenced by elevated interest rates , will initially suppress inventory gains in early 2025 . However , by spring , a combination of new listings and unsold inventory from winter is expected to boost availability .
Although nationally inventory in 2025 will remain 23 % below the 2017 – 2019 norm , this marks significant progress from the 40 % deficit in 2023 . Life changes and declining low-rate mortgages contribute to this gradual shift . By year-end , mortgages with sub-6 % rates are predicted to decrease from 84 % to approximately 75 %.
In the Atlanta market , the number of homes for sale in December 2024 was 42 % above the 2023 number and pending sales were up 13.2 % year over year . It is important to keep in mind real estate is very local and even within Atlanta there are many neighborhoods that have not experienced these national or city numbers .
The trend points to a slowly stabilizing market where time continues to mitigate the effects of past constraints .