Winter Garden Magazine February 2017 | Page 8

Tax Changes Which Could Impact Your 2016 Return

Cee Castillo
Every year the Internal Revenue Service revisits the Tax Law and makes changes and improvements as well as implanting new Laws and accessibility . With tax filing season upon us , it ' s a good idea to educate yourself on what ' s changed since last year . While it ' s been a relatively quiet year in terms of new tax laws , there are a handful of items for which you ' ll want to prepare .
1 . You get an Extra day to file . The Tax Deadline this year is April 18 . This year , the deadline to file returns is Tuesday , April 18 , 2017 , rather than the traditional April 15 date . That ' s because the April 15 falls on a Saturday and Emancipation Day , the anniversary of the abolition of slavery , is recognized on Monday , April 17 , 2017 and is a holiday in the District of Columbia . For tax-filing purposes , the IRS treats this day as a federal holiday .
2 . Longer Wait . Delayed refunds for some early filers . If you claim the Earned Income Tax Credit ( EITC ) or Additional Child Tax Credit ( ACTC ) this year , you ' ll have to wait until after mid-February to get your refund . The Protecting Americans from Tax Hikes ( PATH ) Act , passed in late 2015 , says the IRS cannot issue credits or refunds for an overpayment before Feb . 15 , 2017 to any filer who claims the EITC or ACTC .
The delay gives the IRS more time to review income tax returns - and prevent the agency from inadvertently processing fraudulent returns . Fraudsters file bogus returns before the actual filer can complete their taxes and often claim credits like the EITC and ACTC .
If you don ' t file either of these credits , the IRS says your refund will likely get processed in the typical time frame of 21 days .
3 . Added Identity Security and Verification . States are requiring driver ' s license number or state ID . Depending on the state in which you live , you may be asked to provide your driver ' s license number ( DLN ) or state ID number when you file your 2016 state return . This is part of a broad effort by the IRS , states and the entire tax industry to lessen the risk of tax-related identity theft . Identity thieves may have personal information such as your name and Social Security number , but not your DLN . The additional information helps states verify you are who you say you are .
" Some states , such as Alabama , will ask taxpayers who e-file to provide both the DLN as well as date of issue , expiration number and issuing state ," says Mark Jaeger , director of Tax Development for TaxAct . " If you use a DIY tax solution you will be prompted to enter the information required by your state as you prepare your return ."
Implementing additional identity verification measures , such as requesting a filer ' s DLN and related information , can help curtail the number of fraudulent returns states process this year . The IRS now requests this information , but it is not required to electronically file a federal return .
4 . Affordable Care Act ( ACA ) forms may be late this year - but don ' t wait to file your return .
Both the EITC and ACTC are refundable tax credits . That means they are beneficial even after reducing your tax liability to zero . If the amount of these credits is more than the amount of taxes due , you ' ll get the difference back as a refund . Savvy criminals know this - and input numbers to make it look like they should get more money back .
8 | WINTER GARDEN MAGAZINE | FEBRUARY 2017