Why Puerto Rico | 2018 Retail Market Report WhyPuertoRicoBrochure-High | Page 5

Why Puerto Rico | 2018 Retail Market Report Act No. 22 Individual Investors Tax Benefits Requirements Passive Income Exemption • Available to new residents who have not lived in Puerto Rico over the 6 years preceding the effective date of Act 22 (January 16 th , 2006 to January 16 th , 2012). • Residency requirement: 183 days in Puerto Rico. • In addition, the individual investors shall comply with the requirement of Section 937 of the U.S. Internal Revenue Code. New residents will enjoy a 100% tax exemption from Puerto Rico income taxes on all dividend and interest income. Capital Gain Exemptions All capital gains accrued after becoming a new resident will be 100% exempt from Puerto Rico taxes. These gains will not be subject to federal taxes. ACT 273 ACT 399 International Financial Center Act International Insurance Center Act • 4% Corporate income tax rate eligible activities. • • 100% exclusion on interests, financing charges or participation in partnership benefits. $1.2 million tax exemption on net income. 4% over $1.2 million. • Exemption from premium taxes. • 100% exemption on real and personal property taxes if property belongs to IFE. • • 100% exemption on municipal license tax. Exemption on dividends and other profit distributions made by the International Insurer and International Insurer Holding Company. • 100% exemption on dividends distribution. • Exemption on municipal franchise, real and personal property taxes. 5