Whitonomics - Issue 1 Jan 2014 | Page 14

I N DE PTH UK Economy Under the Whitonomics Microscope I Dominic Krajewski raised by economists that our recovery their production, there will be a need n a world still occupied by the political furore that is the crisis in Syria, coupled with debates over the location of the next 2022 World Cup and our new approach to fighting Islamic extremism, it seems most of us have turned a blind eye to the promising spouts of growth from our own domestic dilemma. Out from the darkened days of the financial crisis, the UK economy has set to develop new roots in a bid to anchor the latest attempt at a sustainable recovery. is too imbalanced. It is argued that our economic growth is fuelled too much by overconsumption from households buying goods and services. Whereas more planned capital investment projects are needed from firms so as to ensure the economy does not run out of spare capacity. If this does not occur then in the long term our economy may overheat and firms will not have the level of technology to keep up with demand from consumers and instead will raise prices. The UK has forever been at the heart of world trade, being listed as the 6th largest economy by the World Bank and the home to a global financial centre. But how has David Cameron reacted to the fresh set of challenges which threaten to stifle our prospects of continuing that legacy? Low Unemployment Economic Growth Economic growth is the foundation of a successful government policy, where an economy attempts to better itself year-on-year. Recently, UK economic growth was recorded in the second quarter of the year at 0.7% by the Office for National Statistics (ONS), stating major improvements of output in construction and manufacturing sectors such as pharmaceuticals, defence and aerospace industries. However, there are serious concerns In order for an economy to be selfsustaining, people must be earning themselves a living and not be relying on the state. The man responsible for this objective, Mark Carney (Governor of the Bank of England) has therefore given forward guidance to firms and consumers by setting a commitment to keep interest rates at rock bottom till unemployment falls below 7% from the current statistic of 7.7%. You may be wondering how low interest rates can possibly affect the amount of people in a job. With interest rates at 0.5%, there is an incentive for households and firms not to save and to instead take advantage of cheap loans with increased spending. Hence, if more consumers are buying goods and services, and firms are spending more on increasing for further staff to be recruited. These plans heed well for an economy that displays a depressing statistic of 2.49 million workers currently jobless, of which 960,000 are young people aged 16-24. Balance of Payments Equilibrium The UK’s balance of payments simply measures the difference between the value of their exports and the value of imports. A trade deficit would reflect a larger amount of imports in relation to exports and a trade surplus would be vice versa. So far it has been positive reading for UK well wishers, growt