Westminster Consulting Brochure Defined Contribution | Page 6

David Bard, CRPS®, AIF® Senior Consultant David is a Senior Consultant at Westminster Consulting where he provides fiduciary governance and oversight services to the fiduciaries and plan committees of qualified plans. Prior to joining Westminster Consulting, David was a corporate retirement plan advisor at Courier Capital Corporation. David’s extensive career experience includes the positions of: Vice President of Investments with Smith Barney, Associate Vice President with McDonald Investments in Buffalo NY, Director of Fixed Income trading for CIBC Oppenheimer, and Vice President of Corporate Bond Sales for Mabon Securities in New York City. [email protected] 716.445.4518 David earned his BA in Economics from Hobart College. He is a Chartered Retirement Plan Specialist (CRPS), has achieved his Series 7, 31, 63, and 65 securities licenses and holds a New York State Life/Accident/Health Insurance license. He is also holds the Accredited Investment Fiduciary (AIF) designation. Gabriel Potter, MBA, AIFA® Senior Investment Research Associate Gabriel is the Senior Investment Research Associate at Westminster Consulting where he designs strategic asset allocations and conducts proprietary market research. Prior to joining Westminster Consulting, Gabriel previously worked as an Institutional Consulting Analyst with Graystone Consulting – the institutional business unit of Morgan Stanley Smith Barney. [email protected] Gabriel earned a BA in Economics and a Certificate of Business Management from the University of Rochester and an M.B.A. with concentrations in Corporate Finance and Computers & Information Systems from the University of Rochester’s William E. Simon School of Business. He currently holds the Series 66 license from the NASD and the Accredited Investment Fiduciary Analyst designation (AIFA®) from the Center of Fiduciary Studies. 800.237.0076 Lawrence R. Peters, CPA, EA Senior Consultant Larry joined Westminster Consulting in January 2010 as a Senior Consultant, where he leads the firm’s defined benefit practice. Larry is a seasoned Human Resources Professional with extensive experience developing and executing Human Resources and Benefit strategies designed to meet corporate objectives. For most of his career, Larry was a Principal at Mercer Human Resource Consulting where he managed client relationships and consulted to clients on benefit and other human resource related issues. [email protected] 609.462.0524 4 Larry is currently a member of the American Academy of Actuaries (AAA), American Institute of Certified Public Accountants, New Jersey Society of Certified Public Accountants and a Fellow for the American Society of Pension Actuaries (FSPA). Larry holds a BA in Economics from Upsala College and an M.B.A. in Accounting from Fairleigh Dickenson University and is both a Certified Public Accountant and an Enrolled Actuary.