Westfund December 2013 | Page 4

Cover; for you as your life changes 4 Here are our most suitable cover options for single people, young couples and those thinking about starting a family. Gold Superior comprehensive cover No co-payments, no exclusions (except cosmetic surgery) for in-hospital treatment Hospital, Medical, Dental and Optical Cover - No annual or lifetime limits on General Dental, Specialist Dentistry or Dentures Superior benefits for singles: - Physiotherapy – up to $300 a year - Chiropractic and Osteopathic – up to $300 a year - Complementary Therapies – up to $500 a year Benefits for healthier living like yoga, weight loss programs, fitness centres and vitamins You can choose just General Treatment benefits with this cover Gold 500 ‘Thank you to the great team, who are well trained and go the extra mile to help the members of this great fund.’ Doris Muscat Gold 500 gives you all the same benefits as Gold, except some General Dental benefits, with a reduced premium. You simply pay the first $500 of your first in-hospital claim each year. Sterling Silver Great value hospital cover with superior extras No co-payments Hospital, Medical, Dental and Optical cover No annual or lifetime limits on General Dental Benefits for crowns, Dentures and Orthodontia as Major Dental Hospital Top Up – $100 per night per hospitalisation as the result of an accident. Benefits for Complementary Therapies including physiotherapy, chiropractic and osteopathy – up to $500 a year for singles Up to $400 per year for prescriptions $250 excess to keep costs down. No excess for accidents, same-day procedures or dependants