Westfund December 2013 | Page 14

14 Sterling Silver Cover in detail Your Cover Options Sterling Silver Great value cover with superior extras for single people, couples and young families. No co-payments Hospital, Medical, Dental and Optical cover No annual or lifetime limits on General Dental Hospital Top Up – $100 per night per hospitalisation as the result of an accident. ‘I find the overall benefits of belonging to Westfund and the helpfulness and personal care of all the Westfund staff offered second to none.’ Andrew Bailey Superior benefits for couples or families: - Physiotherapy – up to $600 a year - Chiropractic and Osteopathy – up to $600 a year - Complementary Therapies – up to $1,000 a year Up to $400 per year for prescriptions $250 excess – does not apply to accidents, same-day procedures or dependants Exclusions include hip and knee replacements, cataract and intraocular lens insertion, obesity surgery and assisted reproductive services.