12
Gold Cover in detail
Your Gold Member Advantages
Many member advantages accrue over time, so the longer you’re with us, the more
we give you back.
Bonus Benefits
For each year you’re with us, singles get $50 and families get $100 to spend on a
range of services such as braces, surgical treatments by podiatrists and CPAP masks.
This accrues up to a maximum of $150 for singles and $300 for couples or families.
After waiting period
Hospital Top Up Get an additional cash payment
of $100 per night if you’re being treated in hospital as
the result of an accident.
After 1 year
Shades Receive $50 for sunglasses bought from any Westfund branch.
After 2 years
Overnight + Get $100 per night accommodation expenses, up to $400 a year
per policy – see your policy document for all the terms and conditions.
Surgery + Get $200 per night additional benefit for advanced surgical procedures
due to heart disease, stroke or cancer – up to $2,400 per hospitalisation.
After 3 years
Premium Pause We’ll waive your premiums for up to 6 months if you’re
made redundant.
After 5 years
Ears + Get $800 for hearing aids or frequency modulated systems.
This amount increases by $500 every 5 years up to $1,800 after 15 years.
Premium Discounts You’re now eligible for any special
premium discounts that are available from time to time.