November 2025
interruption insurance replaces lost income and helps cover ongoing expenses like payroll, rent, and utilities.
Example: A fire damages your repair area and halts production for two months. Business interruption coverage helps keep your team paid and your bills covered until you’re back in operation.
8. Cyber Liability: A Modern Necessity
It’s not just tech companies that face cyber threats. Even a small pallet shop that handles invoices, vendor payments, or payroll online can be a target for hackers.
Example: A ransomware attack locks your accounting system, or an employee’s email is hacked. Cyber insurance can help pay for data recovery, customer notifications, and legal expenses.
As more pallet companies adopt digital tools for billing, inventory, and logistics, cyber insurance has become a critical part of any complete risk management plan — especially during expansion when new systems and users are being added.
Building a Complete Safety Net
Think of your insurance program like a pallet itself — every board adds strength and balance. General liability and property insurance protect your operations. Workers’ comp and safety programs protect your people. Equipment breakdown, business interruption, and cyber coverage protect your productivity and data.
Regularly reviewing your coverage with an experienced commercial insurance agent ensures your protection grows along with your company.
With the right insurance plan — and a strong safety culture — your pallet business can stay steady through any challenge and keep building toward long-term success.
WPM