Wealth Monitor April 2016 | Page 53

MASTERING THE MARKETS | Smart Beta B roadly, smart beta can be defined as an umbrella concept for rule-based investment strategy or strategies that don’t use the traditional market capitalization weightings which are often criticized for giving sub-optimal returns by giving greater weight to overvalued stocks and thereby underweighting the undervalued stocks. The interest in smart beta was triggered after the global financial crisis during 2007-08, prompting investors to focus more on controlling risks than just strive for maximization of return. It also reflects the changing trends in the world of investment. Over the years, investors increasingly opted for index investment owing to its inherent transparency, lower fees, consistency and passive management. But the interest in non-ma