Wealth Monitor April 2016 | Page 21

PORTFOLIO | Property Ready Reckoner He cutions that there is still interest from bullish long-term speculators (as opposed to quick flippers) to invest in off-plan properties, as they believe that property prices will continue to rise over the next few years, thereby delivering them capital growth on their investments. A Tale of Two Cities While residential sales in Dubai last year recorded across-the-board declines, with villa sales prices down year-on-year by 11% and apartments by 8%, in Abu Dhabi saw apartment rental rates increase, on average, by 5%, with prime projects achieving up to 10% growth, and 3-4% growth for apartment sales prices, as per Asteco figures. Industry experts have also declared the new property law will benefit Abu Dhabi’s real estate growth. Abu Dhabi’s new Property Law No. (3) of 2015 took effect in January this year. Chris Taylor, CEO of Abu Dhabi Finance, is confident that recent legal and economic developments in the capital will bring best practice into the capital’s real estate, with numerous factors contributing to buyers’ security and subsequently enhancing growth. There’s one more difference. Unlike Abu Dhabi, in Dubai the pipeline of supply is massive as many projects having been announced in the last couple of years. As Sameh Muhtadi, CEO of Abu Dhabi-based Bloom Holding, explains, “. An estimate of up to 50,000 units is in the pipeline for delivery in the next 3-4 years. On the contrary, the Abu Dhabi property market doesn’t have a supply overhang. In fact, the market has a scarcity of supply, both on the sales as well as leasing fronts.” Wrapping up, UAE’s, and especially Dubai’s property prices are expected to rise as growth returns. There’s a broadbased real estate pullback, with prices correcting in many areas but things are stabilizing now. The drivers for this slowdown are a mix of supply-side factors and demand-side factors, but there’re signs that the upside will finally unravel. The odds of a further price correction is remote, unless black Swan events take place that are almost impossible to predict. Ahmad Al Matrooshi, Managing Director, Emaar Properties, sums it up like this, “Dubai’s property sector has evolved significantly over the past few years and is today a maturing market with strong demand from end-user investors. The core economic sectors of Dubai including tourism, retail and hospitality are performing well. The ongoing preparations for Expo 2020 Dubai and the infrastructure projects being developed continue to attract professionals from around the world, in turn benefiting the real estate market. The various measures undertaken by the government authorities have strengthened the property sector. Flipping, a practice that fueled concerns in the past, has been curbed. Apart from governmental regulations, Emaar has also introduced several measures in place to protect the long-term interests of investors and to prevent unhealthy speculation.” In a nutshell, in a property market going through speed bumps get your ducks in a row before you make decision to buy or rent. “Dubai Property Cycle Turns Faster” Dev Maitra, CEO of Dubai-based Indigo Properties, says what makes Dubai property market unique from other parts of the world is that the cycle tends to be shorter and faster What stage of the cycle Dubai property market is in currently, and how has this influenced your market strategy? Real estate market is cyclical in nature, like any other industry. However, what makes Dubai property market unique from other parts of the world is that the cycle tends to be shorter as the cycle turns much faster, on the back of the strong growth opportunities that Dubai property market offers. We’re already in the bottomend of the cycle and the wild distress has been eliminated. Given the slow but sure revival in crude oil prices in recent months, I believe Dubai property market is now on the cusp of a steady upturn, unless some black swan events take place. Therefore, it is a good time to buy now, especially from the end-user perspective. Having said that, the current market conditions have benefitted us as a developer as the costs April 2016 | www.wealth-monitor.com of building materials and construction have gone down. Dubai residential property prices continue to soften faster than the rents in many areas. How do you see this paradoxical trend? What drives the value of real estate fundamentally is demand and supply. However, there’re many factors at play behind this demand dynamics — such as investor sentiment, growth prospects and population. Supply on the other hand is generated by the developer launching the project. Over the last few years, authorities in Dubai have been taking steps to restrict speculations and which allows only serious developers to remain in the market. While these steps are welcome, they have created supply side limitations in the market, which have failed to meet the demand of rising population, a large chunk of which still prefers to rent housing. Because of this, rents in many areas have either remained steady or have even gone up. I think this is a sign of a maturing market. Going forward, do you expect developers to focus more o