Vritti July 2016 | Page 16

Changing Lives 16 Educating the future "If you educate a woman, you educate a family, if you educate a girl, you educate the future." — Queen Rania of Jordan. The female literacy rate in South Asia and Sub-Saharan Africa is as low as 57% and 52%. The local governments in these regions are aware that educating females is necessary for creating an egalitarian society. Hence, to enhance female literacy rate, governments have started various initiative like giving stipends and providing mid day meals to 13 girls who attend school. Mobile money can catalyze various government initiatives to improve female literacy. Mobile money can be used in disbursing government stipends which is a big motivation for parents to send their daughters to school. NGOs can now disburse funds directly to parent's mobile money account which allows them to buy school uniform, stationary and books for their daughters. Parents or students can use the platform to pay for school fee, university fee or examination fee without having to travel to the educational institution. Similarly, university students can access lectures and books from international faculty and authors online and pay via mobile money. Students can also crowd source fund for their projects using mobile money. The possibilities are endless. User Story: Pakistan Telenor Pakistan under the Sindh Education Reform Program (SERP) is disbursing education stipends to female student via EasyPaisa mobile money service. The aim of SERP program is to improve literacy rate amongst girls belonging to BOP families in rural area. The program was started in June 2014 in 23 remote districts of the Sindh province, with 425,000 students receiving stipends.