Vritti January 2020 | Page 3

vritti Blurb Dear readers, Happy New Year! In 2020 and years to come ‘digital’ will redefine financial services industry globally creating substantive social impact. India has already progressed on this path by leveraging the power of ‘digital’ to add value to lives of over a billion people. We discuss India’s success in digital financial services and its transformative impact in detail in the article ‘Digital Future of Development’. Next, we let our technical expert do the talking on best practices to follow while adopting micro-services architecture in the article ‘Micro-Service Architecture: Doing it the Right Way!’ Further, we explore strategies to address the global challenge of enhancing financial inclusion in rural areas in the article ‘Five Ways to Extend Mobile Money Penetration in Rural Areas’. Lastly, we learn about two new digital payment services – SBI Card Pay from India and inwi money from Morocco and discover what’s innovative about them in the article ‘What’s New’. I hope you like reading these articles, as much as we loved creating them. Happy Reading! Srinivas Nidugondi EVP & Chief Operating Officer, Mobile Financial Solutions at Comviva January 2020 3