This insurance coverage is not intended to diminish the need for or replace family health insurance . When $ 130 in benefits has been paid for covered accident medical or dental expense , any subsequent benefits will be payable only for expenses incurred that aren ’ t compensable under another insurance policy . If there is no family insurance or healthcare program , a specified maximum of medical benefits is available .
An optional plan of activity insurance is available for Girl Scouts taking extended trips and for nonmembers who participate in Girl Scout activities . These plans are secondary insurance that a council may offer to cover participants taking part in any council-approved , supervised Girl Scout activity . Optional insurance coverage is available for any Girl Scout activity that involves non-Girl Scouts or lasts longer than three days and two nights . Contact your council to find out how to apply . Your council may make this mandatory , in some cases , particularly for overseas travel .
Review the Girl Scouts insurance plan description here .
Refer to the Appendix : GSWPA Procedures / Forms for the following :
● Additional Activity Insurance Procedure
Click the links for the following :
● Additional Activity Insurance Request Form
● Trip & High-Risk Activity Procedure
Experts
The Safety Activity Checkpoints for most activities require having an expert on hand to help girls learn an activity . Please remember that all experts must be approved by your council . To make it a bit easier , many councils keep lists of local experts ( such as sailing instructors ) and facilities ( such as roller skating rinks ) they ’ ve already approved . If your council doesn ’ t keep these lists , you ’ ll have to present an expert for the council ’ s consideration . Some things to keep in mind :
● Does the person have documented training and experience ? She or he should have documented experience for the activity in question , such as course completion certificates or cards , records of previous training to instruct the activity , and letters of reference .
● What does she or he need to be able to do ? This person should have the knowledge and experience to make appropriate judgments concerning participants , equipment , facilities , safety considerations , supervision , and procedures for the activity . At the very least , he or he should be able to give clear instructions to girls and adults , troubleshoot unexpected scenarios , and respond appropriately in an emergency .
What to do if …
Someone Needs Emergency Care
As you know , emergencies can happen . Girls need to receive proper instruction in how to care for themselves and others in emergencies . They also need to learn the importance of reporting to adults any accidents , illnesses , or unusual behaviors during Girl Scout activities . To this end , you can help girls :
● Know what to report . See the “ Procedures for Accidents ” section later in this chapter .