VOICE OF REASON II MAGAZINE Vol. 5 | Page 27

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1. There’s a new legal requirement to have health insurance. Starting January 1, 2014, Americans must have health insurance or pay an annual fine.

Who must have health insurance?

What health insurance must I have?

What's the annual fine for not having health insurance?

2. You have a new place to shop for health insurance. Each state has a new online marketplace where individuals who do not receive insurance through their employer and small businesses can buy health insurance. You can start purchasing health insurance on this new marketplace on October 1, 2013 for coverage beginning January 1, 2014. Open enrollment ends March 31, 2014.

Is eligibility for public health insurance expanding?

What's a health insurance exchange?

Do I have to purchase health insurance on the exchange?

3. You have new legal rights and may have access to tax credits. Insurance companies will no longer be able to deny you, limit your benefits or charge you more for premiums because of a pre-existing condition (your health status). Tax credits are available to help subsidize the cost of health insurance premiums.

Do employers have to offer health insurance in 2014?

What tax credits am I eligible for?

How much will I pay for health insurance on the exchange?

What else should I know about this law?

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Mrdbaily Love & Romance Talk

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