Valley Voice Valley Voice November 2016 | Page 49

Short Term Disability Insurance
1 in 3 Americans will suffer a disability lasting 90 days or more during their working years. Short Term Disability Insurance can provide a means of income during this time.

Long Term Disability Insurance
Nearly 1 in 5 people living in the U.S. will suffer a disability that lasts more than a year before the age of 65. 1 in 7 people can expect to be disabled for five years or more.

Supplemental Disability Insurance
Supplemental Disability Insurance plugs the holes in your employer’s disability coverage. Unlike your employer’s coverage, benefits are not taxable, meaning you take home more while off work.

Living Assistance Disability Insurance
Living Assistance Disability Insurance helps cover the cost of home care in the event you need assistance while recovering from a major illness or injury.