Ex : “ To track my money , I have created a spending plan that is a forecast of my fabulous future !”
Another language piece to be conscious of is the word “ No .” “ No ” is a complete sentence , so when someone asks you to spend money in a way that doesn ’ t support you , you don ’ t owe an explanation or rationalization . However , if you ’ d like to , you can educate people on your “ no ”, which might sound like , “ Mary , do you want to join us for dinner and drinks this Friday ?”, and your response could simply be , “ No , that doesn ’ t make sense for my budget right now , but please keep me in mind for the next time , ok ?” What does that teach us about Mary ? That she has a budget and she is mindful of it , and that there are times it can accommodate different request .
Practice saying “ no ” and only “ no ”. It ’ s so empowering !
Secret # 3 Choosing the Right Associations
Secret number three to courting financial success is to choose the right partners , personally and professionally . Personally , whether it ’ s your life partner or a friend , never take advice from someone who is doing worse than you are . It seems strange to think you would ask for financial advice from someone in worse shape than you , but it happens when you share your financial struggles without first knowing where other people stand with their money ; by doing that you can end up with opinions from people who don ’ t really know what they ’ re talking about , which can leave you vulnerable to acting on misinformation .
So , be careful about who you share your money stuff with . Form a Financial Mastermind Group with people who are succeeding in this area of their lives , and confine your serious conversations about financial matters to this group . Who can be in your Financial Mastermind Group ?
In terms of your professional collaborations , do your part by knowing your life goals , your timeframe for achieving those goals , and your risk tolerance along the way , and you will create partnerships with financial professionals instead of putting them in a position of acting like parents .
Start by identify your top three life goals , the timeframe in which you ’ d like to accomplish them , and what you feel you can risk financially along the way .
Ex : “ I want to retire in the next 15 years , with enough money to finance the lifestyle I currently lead . I don ’ t believe I ’ ve saved enough at this point to take much risk of loss , but could probably sustain some , if I ’ m getting more positive return than negative .”
In addition to choosing the right associations , it ’ s important to learn to say “ Thank you .” We all talk about wanting to create abundance , but if you ask me , abundance already is . We need to prepare ourselves to experience the abundance that surrounds us , and one way to do that is by allowing the flow of positive energy that comes your way in the form