Valley Voice February | Page 16

Tax Time !

W H A T W I L L Y O U D O W I T H Y O U R REFUND

T A X S E A S O N C A N B E A S C A R Y T I M E E A C H Y E A R , U N L E S S Y O U ’ R E R E C E I V I N G T H A T M A G I C A L R E F U N D . P L A N N I N G A T R I P O R G O I N G S H O P P I N G S E E M L I K E F U N W A Y S T O S P E N D T H E M O N E Y , B U T D I D Y O U K N O W T H A T Y O U R R E F U N D C O U L D B E U S E D A S A D O W N P A Y M E N T O N A H O M E ? T H E C O M P O U N D I N G E F F E C T O F U S I N G T H I S B O N U S M O N E Y T O P U R C H A S E A H O M E I S T H A T T H E M O R T G A G E I N T E R E S T Y O U P A Y M O N T H L Y A F T E R A C Q U I R I N G M A Y A L S O B E T A X D E D U C T I B L E , A T R U E W I N - W I N .
T A K E A L O O K A T T H E F O L L O W I N G E X A M P L E S :
Example 1 Example 2
More Options
Family receiving a $ 5,500 tax refund would allow the purchase of a $ 110,000 home with a Conventional loan at maximum financing . In this price range , your mortgage payment may even be lower than typical rent in the area .
Family receiving a $ 3,500 refund on their tax returns would allow the purchase of a $ 110,000 home with maximum FHA financing . FHA offers low credit score options and has flexible qualification terms .
If you are looking at a higher price point , the tax refund could add to your current nest egg and increase your purchasing power . Or it may just be the start of your new home savings account !
Call the professionals today to help you make the right choice !
Jessica Martinez Emes NMLS # 422472 Licensed Mortgage Professional Direct : ( 480 ) 305-8634 Mobile : ( 602 ) 549-4661 Email : jessica @ the3mgroup . com
Jessica Noble Associate Broker Mobile : ( 480 ) 518-0448 Email : jessica . azre @ gmail . com www . jessicasellsaz . com
Vanessa Krystek Account Manager Mobile : ( 602 ) 475-0531 Email : vkrystek @ atsaaz . com