UPS Market Vision Retail | Page 6

Growth & Expansion Portfolio Expansion Payment Processing Technology allows for the opening of borders and new opportunities for trade. Consumer preferences are constantly changing and the demand for more options is ever-increasing. E-commerce capabilities are growing in importance – the ability to pay online is a huge part of customer service. Solution: UPS Capital ® B2B Secure Payments and UPS Capital ® Trade Credit Insurance Benefit: Protect your A/R Solution: UPS Capital ® Financial Solutions Benefit: Access to more working capital by borrowing against your in-transit inventory. Solution: UPS Capital ® Merchant Services Benefit: Simple, affordable and easily-integrated payment solutions. UPS Capital ® Strategic Solutions For Retail & Consumer Goods Companies Product Availability Customer Service Data Protection Today’s consumer desires instant gratification, requiring retailers to have more inventory on hand at any given time. Post sales service and returns are a huge part of the customer experience. If a loss or damage interrupts service, speedy resolution is imperative. Solution: UPS Capital ® Cargo Insurance with Warehouse Coverage With the increasing popularity of e-commerce, today’s retailers collect and store a wealth of private customer information on their portals. Solution: UPS Capital ® Flexible Parcel Insurance or CargoEdge Solution: UPS Capital ® Cyber Liability Insurance Benefit: Stored goods are protected from loss or damage, making fulfillment safer. Benefit: Increasing the certainty of payment allows for faster or immediate reshipment. Benefit: In the event of a breach, companies are covered and equipped with a team of experts to recover faster. Proprietary and Confidential: This presentation may not be used or disclosed to any person other than employees of customer, unless expressly authorized by UPS. © 2017 United Parcel Service of America, Inc. UPS, UPS Capital, the UPS brandmark, and the color brown are trademarks of United Parcel Service of America, Inc. All rights reserved. Loans are made in California pursuant to a Department of Business Oversight California Finance Lenders License. Products may not be available in all areas and may be modified based on requirements. Check with your UPS Capital representative for local availability. Credit availability is subject to approval. Flexible Parcel Coverage and cyber liability insurance is underwritten by an authorized insurance company and issued through licensed insurance producers affiliated with UPS Capital Insurance Agency, Inc., and other affiliated insurance agencies. UPS Capital Insurance Agency, Inc. and its licensed affiliates are wholly owned subsidiaries of UPS Capital Corporation. The insurance company, UPS Capital Insurance Agency, Inc. and its licensed affiliates reserve the right to change or cancel the program at any time. The Flexible Parcel Coverage and cyber liability insurance programs are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. This does not in any way alter, supplement, or amend the terms, conditions, limitations or exclusions of the applicable insurance policy and is intended only as a brief summary of the program. No warranty, guarantee, or representation, either express or implied, is made as to the correctness or sufficiency of any information contained herein. Coverage is not available in all jurisdictions.