United Capital Brochure UCP_Brochure | Page 11

INVESTMENT BANKING STRUCTURED TRADE & SME FINANCE Our structured nance desk provides capital solutions (funded and non-funded) outside the traditional fall back on security derived from conventional forms of collateral. We have expertise in trade nance, securitization and commodity nance. A Trade Finance B Asset-backed Security (“ABS”) Our Trade nance desk aims provide nancing ABS is a nancial security collateralized by a pool of solution to aid domestic and international trade while assets such as royalties or receivables and other cash reducing delivery and settlement risk. This type of generating asset. ABS allows issuers generate more cash, nancing creates a safety net to protect the interests which, in turn, is used for more lending while giving investors of buyers and sellers in the international marketplace the opportunity to invest in a wide variety of income- and help complete transaction that may involve generating assets. Usually, the underlying assets of an ABS multiple currencies. Some of these products include: are illiquid and can't be sold on their own. But pooling the lending, issuance of letters of credit, bill for collection, assets together and creating a nancial security, a process export credit and nancing. called securitization, enables the owner of the assets to make them marketable. The underlying assets of these pools may be home equity loans, automobile loans, or other expected cash ows. 09