Unified Fire Authority Benefit Guide 2026 | Page 2

Table of Contents
Explanation of Benefits
3
Benefits Overview
5
Medical Benefits
6
SelectHealth Member Resources
8
On the Move?
9
Virtual Visits – Connect Care
12
Preventive Care
13
Pharmacy
14
Healthy Beginnings
17
Helping You Quit
18
Member Discounts
19
Dental Benefits
20
Vision Benefits
21
Flexible Spending Account
24
Health Reimbursement Arrangement( HRA)
30
Life and Accidental Death & Dismemberment Insurance
35
Voluntary Life Insurance
35
Voluntary AD & D Insurance
36
Accident Weekly Indemnity Coverage
37
Accident Medical Expense
37
Long-Term Disability Insurance
37
Tier 1 Firefighters Retirement Information
38
Critical Illness
39
Hospital Indemnity
40
Identity Theft Protection
41
Blomquist Hale Solutions Program
42
VEBA Plan FAQ’ s
43
Contact Information
54
Monthly Contributions for Benefits
54
Important Notices and Disclosures
56
IMPORTANT:
If you( and / or your dependents) have medicare or will become eligible for medicare in the next 12 months, federal law gives you more choices about your prescription drug coverage. Please see page 62 for more details.
This document is an outline of the coverage provided under your employer’ s benefit plans based on information provided by your company. It does not include all the terms, coverage, exclusions, limitations, and conditions contained in the official Plan Document, applicable insurance policies and contracts( collectively, the“ plan documents”). The plan documents themselves must be read for those details. The intent of this document is to provide you with general information about your employer’ s benefit plans. It does not necessarily address all the specific issues which may be applicable to you. It should not be construed as, nor is it intended to provide, legal advice. To the extent that any of the information contained in this document is inconsistent with the plan documents, the provisions set forth in the plan documents will govern in all cases. If you wish to review the plan documents or you have questions regarding specific issues or plan provisions, you should contact your Human Resources / Benefits Department.
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