Unified Fire Authority
Explanation of Benefits
Health Insurance : Provides coverage for necessary medical care , accident treatment , surgery , prescription drugs and other miscellaneous eligible expenses . Employees currently have the choice of two different plans with SelectHealth . The plans are the SelectHealth Med or the SelectHealth Care . UFA currently pays 80 % of the total premium for either plan for employees eligible for benefits . ( Please refer to insurance cost page for specific amounts .) www . selecthealth . org
Dental Insurance : Provides coverage for both routine and special treatment by dentists , orthodontist , oral surgeons , etc . UFA only offers one dental option and that is PEHP Preferred Dental . www . pehp . org
Life Insurance : UFA currently provides each employee , who is eligible for benefits , with $ 25,000 of minimum life insurance . Employees may obtain additional insurance ( up to $ 500,000 , based on underwriting ) at their own expense . Employees may also obtain insurance for their spouse and child ( based on underwriting ). www . pehp . org
Accidental Death & Dismemberment ( AD & D ) Insurance : Provides benefits in the event of an accidental death , loss of use of limbs , speech , hearing or eye sight due to an accident , subject to the limitations of the policy . UFA currently provides $ 25,000 in coverage for each employee , who is eligible for benefits . Employees may obtain additional insurance ( ranging from $ 25,000 to $ 250,000 ) at their own expense . www . pehp . org
401 ( K ) or 457 Plans : Voluntary tax-deferred retirement savings programs authorized under sections 401 ( k ) and 457 of the Internal Revenue Code . All UFA employees may defer portions of their own salary into these accounts , which are administered by Utah Retirement Systems ( URS ). URS also offers an option to contribute to a ROTH IRA . Currently UFA does not contribute to a 401K or 457 plans except in the case of employees classified as Tier II under Utah Retirement Systems ( see RETIREMENT in this listing ). www . urs . org
Flex Plan ( 125 Plan ): A program whereby employees can set aside pre-tax dollars to pay for out-of-pocket health care expenses not covered by insurance and / or dependent day care costs .
The UFA currently provides this service to all of its employees through a third-party administrator ( APA Benefits ) and pays the administrative cost associated with the program . http :// www . apachoicepoint . net /
Vision Program : UFA ’ s vision program is administered through EyeMed . This program includes the following coverages : exam , retinal imaging , frames , lenses contact and laser vision correction . www . eyemedvisioncare . com
Tuition Assistance Program : Reimbursement of up to 75 % of tuition costs for coursework ( which must be in an approved field of study and related to employment with the UFA ) in accordance with eligibility requirements . Currently , the amount of assistance that may be received by an eligible employee is capped at $ 3,000 per fiscal year , and $ 15,000 per degree .
Employee Assistance Program : Consultation , referral , and short-term counseling for personal or family problems provided free of charge . Some programs also offer low-cost , or no-cost , legal services , stress-reduction training , financial information , etc . UFA currently provides this service for all of its employees through Blomquist Hale Solutions . www . blomquisthale . com
Critical Illness Plan : This plan is offered by AFLAC and provides cash benefits directly to employees to pay bills related to treatment or to help with everyday living expenses . Coverage is available for employees and dependents and covers such illnesses as cancer , heart attack and stroke . www . aflacgroupinsurance . com
Hospital Indemnity Plan : This plan is offered by AFLAC and provides cash benefits directly to employees who have been hospitalized to pay bills related to treatment or to help with everyday living expenses . www . aflacgroupinsurance . com
Identify Theft Protection : Coverage is provided by Allstate Identity Protection ( formerly InfoArmor ) and helps protect your identity . Should fraud or identity theft occur , their in-house Privacy Advocates ® are always there to fully restore any employee ’ s compromised identity , even if it occurred prior to enrollment . https :// www . allstateidentityprotection . com /
Paid Military Leave : Paid time off for employees called to military service . Currently , 8-hour firefighter and non-firefighter employees , who are eligible for benefits , may take up to 120 hours of leave ; 24-hour firefighters may take up to 168 hours of leave . Necessary leave beyond these limits is considered military leave-without-pay .
Sick Leave : Paid time off for employees ( who are eligible for benefits ) to use when they , or a member of their immediate family , are sick , injured or attending medical appointments . Leave is currently accrued at the rate of 8 hours per month for 8-hour firefighter employees and non-firefighter ( Civilian ) employees , who are eligible for benefits , and the rate of 12 hours per month for 24-hour firefighters . 960 hours of sick leave may be carried over from year to year for all sworn employees and 640 hours may be carried over for 8-Hour Civilian employees . Hours above 960 for Sworn employees and 640 for Civilian are eligible for “ buy back ” at the end of each calendar year . Buy-back rate is established by the UFA Board and is currently set at 60 %. The funds are deposited into an employee ’ s VEBA Account .
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