Ease the pain of Healthcare with an HRA
Now, more than ever, healthcare dollars need to go further. With an HRA they can. Through a Health Reimbursement Arrangement( HRA), you receive tax-free money from your employer to cover certain expenses that are related to your medical care. That means fewer out-of-pocket healthcare costs for you and more money in your pocket.
Plan Highlights
Your employer puts money into your HRA and because the money contributed by your employer doesn’ t count as income, there are no tax implications. It’ s kind of like getting a raise. You can use the money in the HRA throughout the year for qualified out of pocket expenses.
• Plan Year: 7 / 1 / 2025- 6 / 30 / 2026. You have a 90 day run out period after the end of each period of coverage to submit claims for the prior plan year. Unused funds are forfeited after the end of the run out period.
• Eligibility: You are eligible to participate if your covered by the Unified Fire Authority group medical plan.
• Period of Coverage
• Plan Year( 7 / 1-6 / 30)
• Eligible Expenses:
• Medical deductible
• Maximum Reimbursement Employee Only Coverage
• Employee pays $ 0- $ 500
• HRA pays $ 501- $ 1,000
• $ 500 maximum benefit pays @ 100 %
• Maximum Reimbursement Family Coverage
• Employee pays $ 0- $ 500
• HRA pays $ 501- $ 1,000
• Employee pays $ 1,001- $ 1,500
• HRA pays $ 1,501- $ 2,000
• $ 1,000 maximum benefit pays @ 100 %
• Claims are paid out automatically. But you can also submit a copy of your Explanation of Benefits( EOB) for reimbursement.
CLAIM TIPS
• Log into your account at www. apabenefits. com to submit a claim online
REAL SAVINGS. REAL SIMPLE.
• Check on the status of your claim go to Claims > Claim History
• A receipt or EOB statement is required before claim processing can begin.
• All payments are generated as checks unless you provide your bank information.
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