Unified Fire Authority Benefit Guide (1)_ (003) | Page 47

For users who have logged in once before, go to the APA Benefits Portal. Select“ Existing User” and enter your username and password. If the employee has forgotten their login details, use the on-screen prompts to recover them.
If employees haven’ t logged in within the past year, they will need to reset their password by contacting APA Benefits at info @ apabenefits. com or 1-888-311-7478.
VEBA Claim and Login Instructions Q: How do employees download the APA Benefits app?
Search APA Benefits, Inc. in Apple IOS or Android. Choose the“ APA FA” app. Employees must login first through the website. Then login to the app using the same username and password. Employees can link their APA Benefits card to their mobile wallet.
Q: How long does it take for a separated employee to receive their benefits card?
Separated employees who previously participated in the UFA Flexible Spending Plan and already have a card will see their VEBA funds added directly to that card once they separate from UFA.
For employees who do not currently have a card, one will be mailed to their home address within 15 days of separation. Two cards will be issued— one for the separated employee and one for a spouse or eligible dependent. Please note, the card must be activated before use.
If additional cards are needed beyond the initial two provided, the separated employee may request another set through the mobile app for a $ 5 fee.
Q: Do employees pay taxes on the money UFA puts into their account?
No. Employees do not pay taxes on contributions to their VEBA account, nor is the money counted as part of their gross income.
Q: Do employees pay taxes on qualified withdrawals?
No. Employees will not incur taxes when withdrawing VEBA funds to pay for eligible medical expenses, as defined under IRS Section 213( d), for themselves, their spouse, or a tax-dependent. This is because both the contributions to the plan and any investment growth are tax-free when used for qualifying expenses.
Q: How are the VEBA funds invested?
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