Unified Fire Authority 2024-2025 Employee Benefit Guide | Page 54

Unified Fire Authority
Remember to keep this creditable coverage notice . If you decide to join one of the Medicare drug plans , you may be required to provide a copy of this notice when you join to show whether or not you have maintained creditable coverage and , therefore , whether or not you are required to pay a higher premium ( a penalty ).
Date : 7 / 1 / 2024 Name of Entity / Sender :
Unified Fire Authority
Contact--Position / Office : Calogero Ricotta Human Resource Deputy Director
Address :
3380 South 900 West Salt Lake City , UT 84119
Phone Number : 801.743.7215
HIPAA Privacy Notice
This notice describes how medical information about you may be used and disclosed by the employer and its affiliates , if any , and how you can get access to this information as mandated for health plans that are subject to HIPAA . Please review it carefully .
The Health Insurance and Portability and Accountability Act of 1996 ( HIPAA ) requires certain health plans to notify plan participants and beneficiaries about its policies and practices to protect the confidentiality of their health information ( 45 Code of Federal Regulations parts 160 and 164 ). Where HIPAA applies to a health plan sponsored by the Employer , this document is intended to satisfy HIPAA ’ s notice requirement for all health information created , received , or maintained by the Employersponsored health plans ( the plans ). The regulations will supersede any discrepancy between the information in this notice and the regulations . The plans need to create , receive , and maintain records that contain health information about you to administer the plans and provide you with health care benefits . This notice describes the plans ’ health information privacy policy for your health care , dental , personal spending account and flexible reimbursement account benefits . The notice tells you the ways the plans may use and disclose health information about you , describes your rights , and the obligations the plans have regarding the use and disclosure of your health information . It does not address the health information policies or practices of your health care providers .
Our Commitment Regarding Health Information Privacy The privacy policy and practices of the plans protect confidential health information that identifies you or could be used to identify you and relates to a physical or mental health condition or the payment of your health care expenses . This individually identifiable health information is known as “ protected health information ’ ( PHI ). Your PHI will not be used or disclosed without a written authorization from you , except as described in this notice or as otherwise permitted by Federal and State health information privacy laws .
Privacy Obligations of the Plans The plans are required by law to : ( a ) make sure that health information that identifies you is kept private ; ( b ) give you this notice of the plans ’ legal duties and privacy practices for health information about you ; and ( c ) follow the terms of the notice that is currently in effect .
How the Plans May Use and Disclose Health Information about You The following are the different ways the plans may use and disclose your PHI without your written authorization :
For Treatment . The plans may disclose your PHI to a health care provider who renders treatment on your behalf . For example , if you are unable to provide your medical history as the result of an accident , the plans may advise an emergency room physician about the types of prescription drugs you currently take .
For Payment . The plans may use and disclose your PHI so claims for health care treatment , services , and supplies you receive from health care providers may be paid according to the terms of the plans . For example , the plans may receive and maintain information about surgery you received to enable the plans to process a hospital ’ s claim for reimbursement of surgical expenses incurred on your behalf .
For Health Care Operations . The plans may use and disclose your PHI to enable it to operate or operate more efficiently or make certain all of the plans ’ participants receive their health benefits . For example , the plans may use your PHI for case management or to perform population-based studies designed to reduce health care costs . In addition , the plans may use or disclose your PHI to conduct compliance reviews , audits , actuarial studies , and / or for fraud and abuse detection . The plans may also combine health information about many plan participants and disclose it to the Employer and its affiliates , if any , in summary fashion so it can decide what coverages the plans should provide . The plans may remove information that identifies you from health information disclosed so it may be used without the Employer ’ s learning who the specific participants are .
To the Employer . The plans may disclose your PHI to designated Employer personnel so they can carry out their planrelated administrative
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