Unified Fire Authority 2024-2025 Employee Benefit Guide | Page 5

Unified Fire Authority
Benefits Overview
Unified Fire Authority is proud to offer a comprehensive benefits package to eligible , full-time employees . The complete benefits package is briefly summarized in this booklet . You may request plan booklets , which give you more detailed information about each of these programs .
You share the costs of some benefits , and Unified Fire Authority provides other benefits at no cost to you .
Benefit Plans Offered » Medical » Dental » Vision » Life and Accidental Death & Dismemberment ( AD & D ) Insurance » Voluntary Life and AD & D » Accident Weekly Indemnity Coverage » Accident Medical Expense » Long-Term Disability » Identity Theft Protection » Critical Illness » Hospital Indemnity
Eligibility You and your dependents are eligible for Unified Fire Authority benefits on date of hire .
Eligible dependents are your spouse , children under age 26 , disabled dependents of any age , or Unified Fire Authority eligible dependents . Elections made now will remain until the next open enrollment unless you or your family members experience a qualifying event . If you experience a qualifying event , you must contact HR within 30 days .
Qualifying Events Qualifying events are life changes approved by the IRS to allow adjustments to your insurance coverage outside of Unified Fire Authority ’ s annual open enrollment . Common qualifying events include :
» Marriage , Divorce , or legal separation » Addition of a dependent child through birth , adoption , or a change in legal custody » Death of a spouse or dependent » Losing or gaining coverage under another group plan » Losing or gaining coverage through Medicaid or Medicare » Receiving a qualified medical child support order ( QMCSO ) » Change to hours worked required for benefit eligibility
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