Unified Fire Authority
Accident Weekly Indemnity Coverage
Insured by PEHP
If you enroll in AD & D coverage , you may also purchase Accident Weekly Indemnity coverage , which will provide a weekly income if you are totally disabled due to an accident that is not job-related . The maximum eligible weekly amount is based on your monthly gross salary at the time of enrollment . You may purchase a lower amount of coverage that the eligible monthly gross salary , but you may not buy coverage for more than you are eligible .
Monthly Gross Salary in Dollars
Accident Weekly Indemnity Coverage and Monthly Rates
Maximum Amount of Weekly Indemnity
Monthly Rates
$ 250 and under $ 25 $ 0.28 $ 251 - $ 599 $ 50 $ 0.52 $ 600 - $ 700 $ 75 $ 0.76 $ 701 - $ 875 $ 100 $ 1.00 $ 876 - $ 1,050 $ 125 $ 1.28 $ 1,051 - $ 1,200 $ 150 $ 1.52 $ 1,201 - $ 1,450 $ 175 $ 1.76 $ 1,451 - $ 1,600 $ 200 $ 2.04 $ 1,601 - $ 1,800 $ 225 $ 2.28 $ 1,801 - $ 2,164 $ 250 $ 2.52 $ 2,165 - $ 2,499 $ 300 $ 3.02 $ 2,500 - $ 2,899 $ 350 $ 3.52 $ 2,900 - $ 3,599 $ 400 $ 4.04 $ 3,600 and over $ 500 $ 5.04
Accident Medical Expense
Insured by PEHP
This benefit is available to help you pay for medical expenses that are in excess of those covered by all group insurance plans and no-fault automobile insurance . This benefit will provide up to $ 2,500 to help cover medical expenses incurred due to an accident that is not job relate .
Medical Expense Coverage
Accident Medical Expense Monthly Rate
$ 2,500 $ 1.18
Long-Term Disability Insurance
Insured by PEHP
Long-Term Disability ( LTD ) is your safety net should you become disabled and unable to work . This important benefit is available to Tier 2 firefighters and civilians and is paid for by your employer at no cost to you .
After a three-month waiting period , LTD provides two-thirds of your regular monthly salary for accidental bodily injury , disease , or illness if you ’ re unable to perform your regular job . If you ’ re disabled by external force or violence while performing your job , you may be eligible to receive 100 % of your regular salary .
After two years on LTD , if you can ’ t perform any gainful employment , you may apply for “ ongoing ” LTD . To continue receiving the benefit , you must be unable to perform any gainful employment due to physical disability .
Please see HR for any additional questions or refer to the master policy for additional details on the plan .
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