Unified Fire Authority
Ease the pain of Healthcare with an HRA
Now , more than ever , healthcare dollars need to go further . With an HRA they can . Through a Health Reimbursement Arrangement ( HRA ), you receive tax-free money from your employer to cover certain expenses that are related to your medical care . That means fewer out-of-pocket healthcare costs for you and more money in your pocket .
Plan Highlights
Your employer puts money into your HRA and because the money contributed by your employer doesn ’ t count as income , there are no tax implications . It ’ s kind of like getting a raise . You can use the money in the HRA throughout the year for qualified out of pocket expenses .
• Plan Year : 7 / 1 / 2024- 6 / 30 / 2025 . You have a 90 day run out period after the end of each period of coverage to submit claims for the prior plan year . Unused funds are forfeited after the end of the run out period .
• Eligibility : You are eligible to participate if your covered by the Unified Fire Authority group medical plan .
• Period of Coverage
• Plan Year ( 7 / 1-6 / 30 )
• Eligible Expenses :
• Medical deductible
• Maximum Reimbursement Employee Only Coverage
• Employee pays $ 0- $ 500
• HRA pays $ 501- $ 1,000
• $ 500 maximum benefit pays @ 100 %
• Maximum Reimbursement Family Coverage
• Employee pays $ 0- $ 500
• HRA pays $ 501- $ 1,000
• Employee pays $ 1,001- $ 1,500
• HRA pays $ 1,501- $ 2,000
• $ 1,000 maximum benefit pays @ 100 %
• Claims are paid out automatically . But you can also submit a copy of your Explanation of Benefits ( EOB ) for reimbursement .
CLAIM TIPS
• Log into your account at www . apabenefits . com to submit a claim online
REAL SAVINGS . REAL SIMPLE .
• Check on the status of your claim go to Claims > Claim History
• A receipt or EOB statement is required before claim processing can begin .
• All payments are generated as checks unless you provide your bank information .
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